Coronavirus Update: Public Liability Insurance

Coronavirus Update: Public Liability Insurance
SCMA provides access to insurance to support members’ childminding practice. To benefit from economies of scale (through our combined buying power) and provide the best value for our members, we source this through our sister organisation, PACEY (the Professional Association for Childcare and Early Years), which operates in England and Wales. 

PACEY has provided a useful update regarding Public Liability Insurance (PLI), what this covers and why this does not include cover for loss of earnings. The current unexpected outbreak of coronavirus has highlighted this potential issue.

The update from PACEY also provides some very helpful advice for members on what detail to examine if considering trying to find another insurance policy which may cover some loss of earnings, in order to avoid getting caught out by the small print. If considering this, please approach this with caution for the reasons detailed within the update. 

Read the PLI Update from PACEY

We remain confident that the insurance which we provide access to is of the most appropriate nature to support our members’ practice.

As advised last week, SCMA has asked the Scottish Government to advise if an economic assistance fund or similar will be established to offer financial support to childminders, other small business owners and parents who may experience any loss of income if the isolation measures become more widespread. We are in ongoing contact and continuing to urge them to do so.

In the meantime, we will continue to update you of any developments and members should also continue to refer to Health Protection Scotland for the latest official guidance.